COMPREHENSIVE, FLEXIBLE AND JUST FOR YOU
Travelers also offers extra coverage
(endorsements) that can be added easily
to your policy.
These include:
• Special coverage for contents. Provides broader
protection for your possessions; your personal
property is covered in more situations than the
basic policy.
• Contents replacement cost coverage. Pays the
replacement value on property damaged by a
covered loss – with no deduction for depreciation
– subject to your policy limits and deductibles.
Special limits apply to certain items such as
jewelry, watches and furs.
• Additional replacement cost coverage. If the
limit of insurance on your home is too low to
cover a total loss, this coverage makes available
an additional amount to help rebuild your home.
• Valuable Items Plus. Provides higher limits
and expanded protection for special classes of
property such as jewelry, silverware, fine art,
furs, cameras, musical instruments, and home
computers.
• Personal articles floater. Should you need even
higher amounts of coverage than that offered by
the Valuable Items Plus endorsement, this separate
valuable items policy is also available.
• Coverage for water back-up. Provides coverage
up to a specific dollar amount if water backs up
through your sewer or drain, or if water overflows
or is discharged from your sump pump.
• Identity fraud coverage. Provides up to $25,000
to help cover costs to restore your identity if it’s
used fraudulently.
• Green home coverage. Additional protection
to an existing Travelers policy that will help repair,
replace or rebuild with green materials, after a
covered loss occurs.
At Travelers, we understand that no two
homeowners are alike.
That’s why our homeowners policy offers a variety
of coverages and deductibles to meet your individual
needs today, tomorrow and into the future. Do you
want just the basics? A more maximum coverage
policy? Or something in between? No matter
what you are looking for, Travelers can help with
coverage for:
• Damage to your home’s physical structure
(Dwelling coverage)
• Damage to other structures like a garage or shed
(Other Structures coverage)
• Your personal belongings – whether in your home
or elsewhere (Contents coverage)
• Additional living expenses, if necessary, in the
event of a covered loss (Loss of Use coverage)
• Your personal liability in the event someone is
injured or their property is damaged by you or
a family member (Liability coverage)
HOMEOWNERS INSURANCE COVERAGE OPTIONS COMPREHENSIVE, FLEXIBLE AND JUST FOR YOU
Travelers also offers extra coverage (endorsements) that can be added easily to your policy. These include:
• Special coverage for contents. Provides broader protection for your possessions; your personal property is covered in more situations than the basic policy.
• Contents replacement cost coverage. Pays the replacement value on property damaged by a covered loss – with no deduction for depreciation – subject to your policy limits and deductibles. Special limits apply to certain items such as jewelry, watches and furs.
• Additional replacement cost coverage. If the limit of insurance on your home is too low to cover a total loss, this coverage makes available an additional amount to help rebuild your home.
• Valuable Items Plus. Provides higher limits and expanded protection for special classes of property such as jewelry, silverware, fine art, furs, cameras, musical instruments, and home computers.
• Personal articles floater. Should you need even higher amounts of coverage than that offered by the Valuable Items Plus endorsement, this separate valuable items policy is also available.
• Coverage for water back-up. Provides coverage up to a specific dollar amount if water backs up through your sewer or drain, or if water overflows or is discharged from your sump pump.
• Identity fraud coverage. Provides up to $25,000 to help cover costs to restore your identity if it’s used fraudulently.
• Green home coverage. Additional protection to an existing Travelers policy that will help repair, replace or rebuild with green materials, after a covered loss occurs. At Travelers, we understand that no two homeowners are alike. That’s why our homeowners policy offers a variety of coverage and deductibles to meet your individual needs today, tomorrow and into the future. Do you want just the basics? A more maximum coverage policy? Or something in between? No matter what you are looking for, Travelers can help with coverage for:
• Damage to your home’s physical structure (Dwelling coverage)
• Damage to other structures like a garage or shed (Other Structures coverage)
• Your personal belongings – whether in your home or elsewhere (Contents coverage)
• Additional living expenses, if necessary, in the event of a covered loss (Loss of Use coverage)
• Your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverage)
Call Steve at Buckley Insurance Agency on 469-388-1443 for more details on homeowners coverage.