Life Insurance Information
Life Insurance – Frisco, Plano, McKinney, Allen, TX
There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.
Term Life Insurance
This type of life insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. Term Life Insurance
often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.
Permanent Life Insurance
In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, Permanent Life Insurance accumulates cash value and is priced for you to keep over a long period of time.
Which type of life insurance is best for you? Contact Buckley Insurance Agency to help you figure out the amount and type of life insurance that best fits your unique circumstances and financial goals.
Thank you for your interest in Buckley Insurance Agency, proudly insuring our Frisco community and communities throughout the Dallas area.
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You can email Buckley Insurance Agency
or call us at 469-388-1443